Getting Too Much Junk Mail?

Gary Vawter |

Getting too much junk mail or preapproved offers?  Concerned with identity theft? may help!

Many consumers understand that they have a credit report with the major credit bureaus (Equifax, Experian, TransUnion, Innovis).  However, most do not know that these credit reporting agencies are allowed to provide your information to companies looking to market their credit or insurance services.  Good News: You have a right to limit the information that is shared!

The offers of credit and insurance may be useful in providing you with product choices and allowing you to comparison shop for new credit.  However, many of our clients find them to be a “waste of paper” or they are concerned that someone could use it to open credit in their name.

By visiting you can “opt-out” and not allow the credit bureaus to pass along your information for purposes of pre-screened credit or insurance offers.  Online, you are able to opt-out for a period of up to 5 years.  To permanently opt-out, you will need to register online and mail a signed election form.  If you ever change your mind, you can always return to this website to opt back in.

If you have questions, please review the Frequently Asked Questions (FAQ) section of their website at

The opinions expressed in our blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this blog is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.